Career Opportunities

Join our IntelliCredit team.

Loan Review Credit Consultant (Remote)

Location: Remote
Contract, Part-Time and Full-Time

Why Work at IntelliCredit^®?
We are a credit risk consultancy powered by SaaS technology and backed by an established fintech parent company. Our clients are banks and credit unions and our work is fast-paced and customer-focused. We seek self-starters, problem solvers, and industry experts who enjoy working with a team while having fun. We value collaboration at all levels, so hang your ego at the door. Future team members must contribute to our culture.

Brief Description of Position
The Loan Review Credit Consultant works within a three-to-five-person team that performs confidential financial institution loan reviews for a different lender each week. You will review 12-15 commercial loans per day (we call it “turning files”) of various sizes and complexities and then opine on a loan’s risk grading accuracy, underwriting and servicing. You’ll document your findings utilizing IntelliCredit’s proprietary, web-based, loan review technology.

You’ll work closely and collaboratively with the Loan Review Job Leader and interact with financial institution personnel to share and defend your findings. The most effective Loan Review Credit Consultants are typically seasoned credit officers with prior lending authority, former regulatory examiners, or former bank executives (Chief Credit Officers).

This position works remotely with up to five percent travel.

Must-Have Qualifications

• Five-plus years of experience in credit analysis and underwriting (10-plus years preferred); BA or BS college degree
• Strong working knowledge of commercial, commercial real estate, construction and development, residential mortgage and retail loans
• Microsoft Office proficiency
• Self-starter and independent worker
• Strong communication skills and time management capabilities
• Desire to learn and grow in a fast-paced environment
• Commitment to add value to our team culture and our clients

Nice-to-Have Qualifications

• Prior experience performing loan reviews with a team

Day-to-Day Responsibilities

• Review approximately 12-15 loans per day in order to document and defend your findings within our proprietary, web-based loan review technology.
• Review the lender’s credit origination and renewal memos, financial statement analyses and cash flow calculations.
• Review appraisals/valuations of real estate collateral, including appropriateness of various approaches to value and underlying assumptions.
• Identify and analyze guarantor support.
• Apply understanding of the fundamentals of risk rating along with the particular institution’s rating scale to opine on the appropriateness of risk grades for the loans reviewed.
• Provide excellent customer service and build long-lasting relationships with the loan review team and with new and existing clients through consistent communication and follow-up.
• On an ongoing basis, provide innovative ideas and solutions to improve the loan review process and make it more efficient and cost-effective.

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